Take Full Advantage of What You’re Paying For to Get the Most by Using Your Vision Benefits and/or FSA/HSA Benefits.
The end of the year is quickly approaching and we know that you probably have more on your mind than your eye care.
Making an appointment with your eye care practice and using your vision benefits before the first of January really should be on your holiday to-do list, and here are a few reasons why.
An Existing Benefit
You already have vision or health insurance and most likely, an FSA (flexible spending account) or HSA (health savings account). You’ve already paid into those benefits, so why not use them? Plus, it’s important to use your existing benefits to not only maximize them, but to help you take care of your vision care or other medical needs. You deserve to take advantage of the benefits you pay into!
It Doesn’t Always Carry Over
It’s important to remember that when it comes to an HSA or FSA, some funds carry over to the new year and some don’t. Both are an important benefit that can be the extra help you need when it comes to your own medical expenses.
If you have an FSA (flexible spending account) through your employer, you’ll want to make use of it before December 31st. This is because FSA savings don’t roll over to the new year. The amount accumulated in this type of account depends on the amount of money you decide to contribute towards it. This is money deducted from your paycheck prior to income taxes. Whatever you have left over at the end of the year is forfeited back to your employer. Not using it would be like giving part of your paycheck back to your employer after you’ve done all the work.
An HSA (health savings account) is a pre-tax personal savings account specifically for medical expenses. Luckily, this type of account does roll over and allows more room for savings than an FSA. While you don’t have to rush to spend your benefits before the end of the year with an HSA, it’s important to use them when you need them so that you can take care of your vision and other medical needs!
Preventative Care
Most importantly, however, using your benefits by the end of the year contributes toward preventative care. Vision or eye issues do not take a break for the holidays! By using your benefits for preventative care, you can not only keep your eyes healthy, but if there is a problem, it’s caught early and treated as necessary. This allows you to have the best vision possible!
What to Use Your Benefits On
What can you use your HSA or FSA benefits on at Black Diamond Eye Care? It’s always best to check with your account to make sure that what you want to spend your money on is eligible for reimbursement, but here are a few things that your HSA/FSA likely allows for:
- Routine eye exams
- Prescription eyeglasses
- Prescription sunglasses
- Contact lenses
- Eye care deductibles and copays required from your insurance
Black Diamond Eye Care offers comprehensive and complete family eye care services and vision care products in Castle Rock, Castle Pines, and Lakewood. Our experienced optometrists are ready to help you at any of our locations and we accept FSA and HSA benefits! Book your next appointment before you lose your benefits at the end of this year!
